Are You Upside Down? Tens Of Thousands Of Floridians Face A Motor Meltdown Due To Negative Equity September 5, 2024 Share Tens of thousands of Floridians who financed their vehicles are on the brink of a financial meltdown, caught in the tightening grip of negative equity. Tyler Letson, an auto expert from Frisco CDJR, sounds the alarm on a growing crisis that threatens to ensnare countless car owners in a financial trap that’s hard to escape. While negative equity isn’t new (as cars have always depreciated), many in the car industry worry that COVID-19 Pandemic-Related Factors could have significant impacts on car owners who used loans to finance their purchases. Mr. Letson explains how a combination of the COVID-19 Pandemic, microchip shortages and supply chain issues caused new-car inventory to plummet. A lack of supply for new and used cars pushed vehicle prices to record highs at a time when interest rates continued to climb, forcing many car buyers to make purchases at the top of the market. At the same time, government stimulus payments and work from home culture enabled many people to afford more than they could otherwise spend, resulting in much higher auto loan balances. "The car market is now experiencing a period of reconciliation" says Letson. "Consumers are finding themselves in negative equity situations that are hard to escape.” This surge of challenges is particularly troubling for car owners who financed their vehicles with little or no down payment. The problem is exacerbated by the fact that cars, unlike houses, are depreciating assets. The moment you drive a new car off the lot, it begins to lose value, and this depreciation can quickly outpace the rate at which you're paying down the loan. "People don't realize how quickly their car's value can drop. Trade values are directly impacted as new car inventory levels balloon back up and manufacturers pump incentive dollars into the market in the form of huge rebates to maintain volume goals." Letson notes. "It's a cascade of setbacks that can leave you owing thousands more than your car is worth." Negative equity only becomes a significant issue when it's time to trade in or sell your vehicle. If you owe more on your car loan than the car is worth, you're faced with a difficult choice: either pay the difference out of pocket or roll the negative equity into a new loan, which often leads to an even deeper financial hole. This situation is becoming increasingly common as the average length of car loans stretches to five, six, or even seven years. While longer loan terms might make monthly payments more manageable, they also increase the risk of falling into negative equity. "Extending the loan term can seem like a good idea at first," explains Letson. "However, the longer the loan, the greater the risk of being underwater on your car. We're seeing a trend where even well-prepared buyers are caught off guard.” Given these challenges, many experts are now advising consumers to consider leasing as a more viable option. Leasing, unlike traditional financing, allows you to drive a new car every few years without the long-term commitment of ownership. While leasing does come with its own set of considerations, it offers several advantages that can help mitigate the risks associated with negative equity. "Leasing can be a much safer financial choice for many people," explains Letson. "It allows you to avoid the pitfalls of long-term loans and the uncertainty of car depreciation." The leases our parents and grandparents cautioned us about no longer exist. There are several major advantages to leasing in today's market, mainly, mitigating risk for the consumer. The leasing company takes all of the risk when they establish a residual, which is essentially their best guess at what the vehicle will be worth in the future. Consumers then pay only for the first couple years of use, and then choose between three possible outcomes at the end of their lease: 1. Buy it out for the guaranteed residual that they established up front. 2. Trade it in for current market value (this works when there is positive equity just as if they had purchased the vehicle). 3. Turn it in and avoid any negative equity caused by unforeseen market shifts like we are in today. "With leasing, you have a built-in exit strategy," Letson points out. "You're not locked into a situation where you owe more than your car is worth.” Leasing also typically involves lower monthly payments than financing a purchase, which can free up cash for other expenses or savings. Additionally, because lease terms are generally shorter - around two to three years - you can upgrade to a newer model more frequently, benefiting from the latest technology and safety features, all while maintaining manufacturer comprehensive warranty coverage which keeps your total cost of ownership down. "Leasing keeps you in a newer, more reliable car," says Letson. "And with the pace of technological advancements in the auto industry, that's a significant advantage." The Case for Leasing Over Financing For many consumers, the idea of owning a car is appealing, but the reality is that ownership comes with significant financial risks, especially in today's unpredictable market. Leasing offers a way to enjoy the benefits of driving a new car without the long-term financial commitment and the risks associated with depreciation and negative equity. "Car ownership isn't what it used to be," Letson reflects. "Leasing provides a flexible alternative that can save you money and reduce financial stress. However, it's important to consider your individual needs and circumstances when deciding whether to lease or finance. Leasing may not be the best choice for everyone, particularly if you drive a lot of miles each year or prefer to keep your car for a long time. But for those who value flexibility and want to avoid the financial pitfalls of car ownership, leasing can be a smart alternative." "There's no one-size-fits-all answer," Letson acknowledges. "But for many people, leasing is a far better option in today's market than taking on the risk of a long-term car loan.” < Previous News Next News >

Rodgers & Hammerstein's South Pacific Soars At The Lauderhill Performing Arts Center South Florida Sun Times Apr 10, 2025 Broadway Enthusiasts And Lovers Of Timeless Musicals Are In For A Treat As Rodgers and Hammerstein’s South Pacific Makes Its Way To The Lauderhill Performing Arts Center (LPAC) For The Final Production Of The 2025 Broadway At LPAC Series. Running From April 10th Through April 27th, This Iconic Musical Promises To Captivate Audiences With Its Unforgettable Melodies, Stirring Themes, And Heart-Wrenching Storylines. From the sweeping romance of "Some Enchanted Evening" to the catchy optimism of "Cock-Eyed Optimist" and the tropical allure of "Bali Ha'i," South Pacific remains one of the most beloved works in the American musical theater canon. The show introduced some of the most enduring songs in Broadway history and its powerful narrative, based on James A. Michener’s Pulitzer Prize-winning novel Tales of the South Pacific, continues to resonate with audiences worldwide. Set during World War II on a fictional island in the South Pacific, the story revolves around Ensign Nellie Forbush, an American nurse who falls in love with the middle-aged expatriate French plantation owner Emile de Becque. However, their love is tested by Nellie’s internal struggle with Emile's mixed-race children. Meanwhile, a secondary romance between U.S. Marine Lieutenant Joseph Cable and Liat, a young Tonkinese woman, explores Cable’s deep fears of the social repercussions of marrying someone from an ethnic background different than his own. The musical tackles themes of racial prejudice and cultural conflict, most famously in the song “You’ve Got to Be Carefully Taught,” which remains a poignant commentary on societal intolerance even today. Michael Ursua, the director and musical director of this production, says that South Pacific’s themes of racial tolerance and the search for personal meaning are as relevant now as ever. “The story itself is beautiful,” says Ursua. “Then there is this panorama of the South Pacific pitted against the narrow-mindedness of bigotry and the horror of the war that was taking place at that time. We see an awakening for some of the characters when they do their own introspection, and the whole idea that people are searching for something or running away from something—or better yet, running to something—is fascinating. And the show’s message on racial tolerance is as relevant as anything written before or since.” Ursua’s directorial vision is paired with a talented cast that brings these complex characters to life. Christopher Sanders takes on the role of the charming and world-weary Emile de Becque, while Casey Sacco stars as the spunky and idealistic Ensign Nellie Forbush. The role of the fiery Bloody Mary, who plays a pivotal part in the secondary romance between Joseph Cable and Liat, will be portrayed by Marisol Morales-Dow. The cast also includes Lovell Rose as the comical Luther Billis, Collin Salvatore as the conflicted Lieutenant. Joseph Cable, Thaylin Maria as the innocent Liat, Bill Brewer as Lieutenant George Brackett and Dan Carter as Commander. William Harbison. Eytan Deray and Eli Flynn round out the principal cast as Stewpot and Professor, respectively. The show’s choreography is led by Alex Jorth, who will inject energy and movement into the production, while Clifford Spullock’s lighting design will set the mood for the tropical setting. Christopher Wynters handles the sound design, ensuring that the beautiful melodies of South Pacific are heard clearly and with emotion. Penny Williams serves as the costume supervisor, Justin Lore provides the wigs and Joseph Long takes on the role of the Production Stage Manager, making sure the show runs seamlessly. Kevin Barrett and ACM Theatricals produce the production, bringing together a team of talented artists to create a truly memorable experience. The South Pacific cast also features a talented ensemble, including Jorge Amador, Emily Rose Cardenas, Jennifer Fraser, Tanner Fults, Santiago Garza, Dru Loman, Emily Morgan, Eric O’Keefe, Brittni Taylore Rhodes, Allyson Rosenblum, Izaiah Scott, Larry Toyter, Corey Vega, Rachel Whittington, Lauren Wickerson and Rachel Wresh. These performers will bring depth and energy to the production, supporting the main storyline with their spirited performances. For those who haven’t yet experienced South Pacific, this production offers an exceptional opportunity to witness one of Broadway’s most cherished shows in a premier South Florida venue. The Lauderhill Performing Arts Center, located at 3800 Northwest 11th Place, Lauderhill, Florida 33311, offers an intimate setting that allows audiences to be fully immersed in the emotional and musical landscapes of the South Pacific. Tickets for South Pacific are on sale now and can be purchased online at LPAC’s website: https://www.lpacfl.com - Or by calling the box office at: (954) 777-2055. Ticket prices range from $45 to $65, making this an affordable way to enjoy an unforgettable theatrical experience. As the final production of LPAC’s 2025 Broadway season, South Pacific serves as the perfect conclusion to a year of world-class performances. Whether you are a long-time fan of the show or new to its captivating melodies and timely themes, this is an opportunity to experience one of the most beloved musicals of all time performed with passion and excellence. Don’t miss out on this enchanting and thought-provoking musical. South Pacific promises to transport you to a far-off paradise while offering valuable lessons in love, acceptance, and understanding—lessons that are just as meaningful today as they were when the show first debuted more than 70 years ago. Previous Next

BECON-TV to air Open Dialogues: Stories From the LGBTQ Community during LGBTQ History Month Thu Oct 20 2022 16:09:00 GMT+0000 (Coordinated Universal Time)

Experience the Best of Caribbean Flavors, Music, and Local Events - Stress-Free with BCT November 7, 2024 Share For food lovers and culture seekers, Broward County is buzzing with energy this season, offering a rich tapestry of Caribbean festivals, mouth-watering cuisine, and live music. From the spicy, sizzling dishes at the annual Grace Jamaican Jerk Festival to the vibrant rhythms of soca and reggae concerts, there’s no shortage of enjoyable experiences. The twenty-first annual Jerk Festival, Sunday, November 10, at Miramar Regional Park, is a favorite celebration among Broward’s Caribbean community. It showcases the finest jerk dishes and authentic Caribbean eateries, offering everything from spicy jerk chicken and savory patties to jerk ice cream. The one-day event brings together food lovers, music enthusiasts, and culture seekers for a day of island vibes. The annual celebration doesn’t stop at flavorful food. With live performances, cook-offs, cultural presentations, and a variety of vendors, it promises excitement for the whole family. However, as many SoFlo residents know, with large crowds come parking challenges, and the annual Jerk Festival draws more than 10,000 attendees to the one-hundred-and-acre park. According to the event’s website, Jerk Fest is expected to draw thousands, and attendees are highly encouraged to utilize public transit because parking can be frustrating at the large park. “Route 28 is an excellent option for attendees to be dropped off right in front of the park." BCT CEO/General Manager Coree Cuff Lonergan explained. "It is a great way to leave the car behind and avoid parking at the park.” Broward County Transit’s website boasts convenient transportation options to many Broward destinations which guests can arrive ready to enjoy the festival without worrying about traffic or parking. And with so many hidden gems and local spots to explore this season, hopping on a bus and taking in the sights along the way can turn a simple outing into an adventure. “It’s easy to use the bus; if you try it once and see, it’ll change the way you think about getting around,” Cuff Lonergan shared. If you’re looking for more music and cultural excitement, skip the stress of parking and let the journey be part of the fun as you easily navigate Broward County’s best offerings. Visit www.broward.org/BCT or call 954-357-8400 to find the route that will take you to the best food, festivals, and fun this season. < Previous News Next News >

A 'Medical Home' in Hollywood: A Game-Changer For Patients With Sickle Cell Disease Thu Sep 29 2022 16:11:00 GMT+0000 (Coordinated Universal Time)

Critical Race Theory: Explained and Opposed By Black Americans Thu Feb 17 2022 05:02:00 GMT+0000 (Coordinated Universal Time)

Need Work Skills Training? Wed Jan 05 2022 06:00:39 GMT+0000 (Coordinated Universal Time)

Moss Center Presents Lightwire Theater’s “Moon Mouse: A Space Odyssey” Wed Jan 22 2025 18:30:00 GMT+0000 (Coordinated Universal Time)

Rule By Decree: The Emergency State’s Plot To Override The Constitution Thu Jun 15 2023 16:12:00 GMT+0000 (Coordinated Universal Time)

Your ‘Window Of Tolerance’ - Why Stress Breaks People When They Need Control Most For Stress And Mental Stability South Florida Sun Times Feb 4, 2026 For Years, Conversations About Stress, Emotional Regulation, And Resilience Have Focused Almost Exclusively On Mindset. Think Differently. Reframe The Story. Stay Positive. While These Approaches Sound Reasonable, They Often Fail At The Moments People Need Them Most, When The Body Has Already Shifted Into Threat. To Understand Why So Many Well-Intentioned Strategies Break Down Under Pressure, It Helps To Look Beneath Thoughts And Behaviors And Examine What Is Happening In The Nervous System Itself. That Is Where The Concept Of The Window Of Tolerance Becomes Not Just Useful, But Essential. The phrase “window of tolerance” is widely used and often misunderstood. Many people treat it as a mindset issue, something to be managed through better thinking or stronger discipline. That framing misses the point. The window of tolerance is a physiological bandwidth. It reflects the capacity of the autonomic nervous system to stay present, relational, and responsive rather than slipping into survival. When someone is within this window, emotions can be felt without being hijacked by them. Thinking stays flexible. Connection remains possible. When the system falls outside of this range, the nervous system shifts into threat. Choice narrows. Habit takes over. What looks like poor coping is usually a loss of regulatory capacity. This distinction matters. The goal is not to cope better. Coping is often part of the survival strategy itself. The work is about regulating and recovering more quickly. What the Window of Tolerance Actually Describes At its core, the window of tolerance describes how much activation the nervous system can handle before defaulting into protection. Widening that window means increasing the range of activation that can be experienced while staying present. Within this range, emotions move rather than run the system. Anger becomes an experience that is felt rather than a reaction that spills outward. When anger becomes disproportionate to the moment, it signals that the system has left the window. Others sense that immediately. Disconnection follows. Safety drops. Survival responses cascade. This is rarely about the situation itself. It is about capacity. Two Ways the Nervous System Leaves the Window There are two primary ways the nervous system exits this optimal range. The first is hyperarousal. This is the familiar fight or flight response. It often appears as anxiety, urgency, anger, fear, or a need for control. The second is hypoarousal. This is the freeze response. When fighting or fleeing does not feel possible, the system drops into an older survival strategy. Dissociation follows. Emotional and sometimes physical collapse occurs. Fatigue, withdrawal, and numbness dominate. Most chronic stress problems are not caused by too much stress. They result from too little regulatory capacity. The nervous system loses the ability to stay relaxed under activation. Why Common Stress Approaches Fail After decades of working with men and women, including running a mindfulness-based stress reduction company in the 1990s, a consistent pattern emerged. Most stress management approaches fail to create lasting change. They rely on top-down strategies. Breathe more. Think positively. Reframe thoughts. Avoid triggers. Stay calm. These methods ask the conscious mind to override a much older survival system. That rarely works when someone is already outside the window of tolerance. In a stress response, physiology dominates. Thinking cannot pull the system back. The way forward is physiological. Sensation must be reconnected. The nervous system must be reoriented. Insight follows regulation. The MELD Model and the Order of Change Drawing on two decades of research and work with thousands of people, the MELD model was developed to align with how the nervous system actually changes. The first principle is regulation before insight. When regulated, access to creativity, connection, and learning increases. When stressed, resources shift toward survival. The second principle is capacity before catharsis. Emotional release alone does not widen the window unless the body has enough containment. Regulation must come first. The third principle is repetition over revelation. Lasting change does not come from a single breakthrough. It comes from repeated mild to moderate activation followed by successful return to regulation. Neuroplasticity follows repetition. What Widening the Window Looks Like Widening the window does not mean eliminating activation. It means recovering faster. Spending less time in extremes. Having more choice under pressure. Tension is noticed earlier. Breath shifts are felt. The body signals reaction before habit takes over. Over time, activation occurs less frequently and resolves more efficiently. Somatic Awareness as Foundation Somatic awareness is a foundational skill. It is the ability to track sensation. Stephen Porges describes this as interoception. Awareness of internal signals such as muscle tension, breath changes, or gut tightening. When these signals are noticed early and named, a different path opens. The system stays within the window rather than sliding into overwhelm. Everything does not need to be felt at once. Small doses are enough. Practiced over time, this reduces chronic stress, what researchers call allostatic load. Stimuli that once triggered threats become neutral. They pass through without sticking. The ROC Formula Another core principle is the ROC formula. Relax. Slow down and allow the nervous system to settle. Open. Allow awareness beyond insight. Be vulnerable to experience. Connect. First to self. Then to others or the environment. Emotion follows physiology. When the body is addressed first, the trajectory changes. Without this step, habitual reaction dominates. Relational Regulation and Co-Regulation Humans are wired for connection. Attachment theory shows that lack of connection registers as a threat. Co-regulation describes how one regulated nervous system helps another settle. Through voice, posture, facial expression, and presence, safety is communicated. Mirror neurons respond automatically. When one person stays within their window, others often follow. Conflict shifts toward cooperation. Communal Regulation and the Myth of Self-Reliance The nervous system evolved in communities. Regulation happens more easily together. A supportive group can hold regulation when an individual cannot. Over time, this external regulation trains internal capacity. Children show this naturally. A regulated parent allows a child to settle quickly and return to play. The same principle applies throughout life. The belief that regulation must be entirely self-generated is flawed. Healthy relationships and group-based somatic work scale capacity far beyond individual effort. Trauma-Informed Without Trauma-Fixation Being trauma-informed helps. Being trauma-fixated does not. Much of what is labeled PTSD reflects a physiological pattern stuck outside the window rather than a psychological story needing endless retelling. The goal is presence, not reliving. Measuring Progress Differently Progress is not fewer triggers. Triggers remain part of life. Progress is faster awareness. Faster recovery. Greater choice. The nervous system learns through experience. With the right conditions, it can learn again. About the Expert Owen Marcus is the Founder and CEO of MELD. A pioneer in the field of men’s emotional health, his retreats, workshops, coaching, training and other programs serve to enhance relational dynamics as well as men’s personal and professional growth and leadership development. For nearly three decades, MELD has stood as a trusted guide for men navigating the complex terrain of modern life: stress, relationships, leadership, and identity. Marcus is also author of 'Grow Up: A Man’s Guide to Emotional Maturity.' In it, Marcus leads readers along an enlightening path toward the authentic self, revealing the extent to which men need clarity, purpose, connection and the support of other men to thrive. A founding member of the United States Association for Body Psychotherapy (USABP) and a member of Division 51 of the American Psychological Association, Marcus integrates neuroscience, Polyvagal Theory, and somatic mindfulness to help individuals and groups cultivate emotional intelligence and authentic leadership. Previous Next

YMCA Of South Florida Hosts 10th Annual Veteran’s Day Salute November 7, 2024 Share This year marks the 10th anniversary of the YMCA of South Florida’s Annual Veteran’s Day Salute, presented by Milner Technologies, honoring Former and Current Military Members. Hosted in partnership with the City of Weston, the breakfast is set for Friday, November 8th from 8:30 a.m. to 11:00 a.m. at Bonaventure Town Center Club, 16690 Saddle Club Road, Weston, Florida 33326. “Our Veteran’s Day Salute is a tradition for the Y as we celebrate and recognize those who have served and are serving our country,” said YMCA of South Florida President and CEO Sheryl A. Woods. “We take this opportunity to thank our Veteran’s for their service and to their families for their support.” Mark Nutsch, who served in the Army as a Ranger Regiment and Special Forces Officer, deploying on multiple combat tours, is this year’s keynote speaker. He will share his remarkable experience leading a 12-man team in an unconventional warfare campaign following the 9/11 Attacks in a mission that changed the course of history. More than 500 Veteran’s and guests are expected to attend. All Veteran’s in attendance will receive a special gift that includes a challenge coin, a commemorative shirt and more. “We are honored to have Mark as our special guest this year. His stories serve as a reminder that we shall never forget September 11th and the sacrifices our military made during that time,” said Woods. “We invite the community to join us for this special celebration.” According to data from the Florida Department of Veteran’s Affairs, nearly 10% of the nation’s 19.1 million Veteran’s live in Florida, making it the third largest Veteran population in the nation. Through the YMCA’s Military Membership, families can spend quality time together, meet other military families and enjoy the Y’s Membership offerings in a supportive environment. Military Benefits include opportunities for paid employment and as volunteers, facility usage for training purposes, health and wellness seminars and cross promotions of shared resources. In addition to Milner Technologies, additional sponsors of the 10th Annual Veteran’s Day Salute include Partnership Sponsor The City of Weston; and Host Sponsor Bonaventure Town Center Club. Platinum Sponsors are Brown & Brown Insurance, Fifth Third Bank and Verizon; Gold Sponsors are Cole, Scott & Kissane, Memorial Healthcare System and UKG; Silver Sponsors are Cleveland Clinic, Hooters Weston, JM Family Enterprises, The Palace Weston, PCI, and Gulf Building; and Bronze Sponsors are America’s Office Source, Downtown Photo, Duane Morris, Elderly Care Law Firm, Holman, Hotwire Communications, OmniAngel Technologies LLC, Rumberger Kirk, TD Bank, USS Fort Lauderdale (LPD 28 Support Committee), The Wawa Foundation and Waste Management. Sponsorships to the 10th Annual Veteran’s Day Salute Breakfast start at $3,000 for a table of ten guests. Sponsorships are available at various levels, and each Sponsorship supports Veteran attendance. To purchase Sponsorships and for more information, visit: https://ymcasouthflorida.org/veterans-day-salute. The YMCA Of South Florida: For more than a century, the YMCA has been woven into the fabric of the South Florida community. As a leading NonProfit, the Y is committed to strengthening community through more than 200 programs serving everyone from six months old to 100 years young. Our Family Centers and programs are inclusive, vibrant hubs of community life, offering a diverse array of classes, cutting-edge fitness facilities, life-saving aquatics, exciting community events, unforgettable camps, supportive after school care, and holistic health and wellness programming. At the Y, there’s something for everyone! Join the movement by connecting with us on Facebook, Instagram, and LinkedIn, or https://YMCASouthFlorida.org . For more information about Sponsorships or the event, contact Aimee Fretwell at: AFretwell@ymcasouthflorida.org . Or call: (954) 334-9622. Extension#: 1045. < Previous News Next News >

Get Up & Get Dancing: The City of Aventura Offers An Opportunity For Better Health March 18, 2022 Share The City will be offering complimentary Zumba classes to Aventura residents of all ages starting in March and running every Thursday. The new Zumba program will include a certified Zumba instructor teaching this fun fitness class involving aerobic movement and Latin dance. Participants should be ready to bring a positive mood, have fun and bring a refillable water bottle to stay hydrated. Cost: FREE When: Thursdays from 9 a.m. to 10 a.m. Where: Founders Park 3105 NE 190 St. Benefits of Zumba Designed as a combination of salsa and aerobics, there’s no right or wrong way to do Zumba. As long as you move to the beat of the music, you’re participating in the exercise. And since Zumba involves movement of the entire body — from your arms to your shoulders and to your feet — you’ll get a full-body workout that doesn’t feel like work. A small study found that a standard, 39-minute Zumba class burned an average of 9.5 calories per minute. This adds up to 369 calories in total throughout the class. The American Council on Exercise recommends that individuals burn 300 calories per workout in order to promote weight loss and maintain a healthy bodyweight. Zumba fits their criteria perfectly. Evidence also shows that a 12-week Zumba program can provide significant improvements in aerobic fitness. Also, since music played during a Zumba class is relatively fast-paced, moving to the beat can help build your endurance after just a few workouts. You may not realize this but while doing Zumba, your mind and body work quite hard to make sure your movements follow the fast beats of the music and that your steps are aligned with others who are also dancing around you. Regular practice of Zumba boosts your mind-body coordination. Zumba is fast, intense, and rigorous. And Zumba is fun also. This is one of the main reasons why people who practice Zumba keep going back to it. They look forward to attending the class so they can dance away to the music along with their friends and family. Zumba also presents you with opportunities to socialize and make new friends. Registration Aventura residents of all ages welcome, registration is open and spots are limited. All participants must be registered prior to attending. Registration can be completed exclusively online only with a valid and existing account at cityofaventura.com/ors. For more information, visit cityofaventura.com or contact Founders Park at 305-466-0183 or parksrec@cityofaventura.com . Online registration must be completed prior to attending at https://secure.rec1.com/FL/aventura-fl/catalog < Previous News Next News >