PICC Public Adjuster: Has settled 50,000 homeowners claims since 2001

Homeowners needing to file claims with their insurance companies to cover damages to their homes may want to hire a public adjuster to make sure the financial institutions honor their policies and they are not short changed.

Since 2001, People's Insurance Claim Center (PICC) Public Adjuster, 20201 N.E. 16th Place, has settled 50,000 claims on behalf of homeowners, acting as their claims representative when dealing with their homeowners insurance companies.

Kary Heredia, a claims representative and spokesperson for PICC Public Adjuster which is licensed and certified, said the company takes care of the entire claims process to make sure the insurance companies fully cover damages for roof leaks, broken pipes, theft and vandalism, fire damage, flood damage, hurricane damage and mold.

Founded by President and CEO Gedale Fenster in 2001, PICC inspects homes for damages to tally up the estimated amounts to cover the damages and file the paperwork with the insurance companies.

All homeowners have to do is relax and let PICC take care of their claims.

The company really springs into action when the insurance companies deny or delay homeowners claims or the claims are underpaid.

Heredia said some insurance companies throughout the years charge more by increasing homeowners premiums even when a hurricane or other natural disasters do not hit South Florida.

She said 90 percent of the time, the payout is not efficient enough to cover the costs for repairs when the insured files the claim directly with their insurance companies.
"The insurance companies treat you this way: you get $20,000 but you have $50,000 worth of damages. That's why homeowners need a public adjuster to make sure they get enough to cover all of their damages to their homes," she said.

Heredia said before Hurricane Irma left South Florida in its path of destruction in 2017, which was the last major storm since Hurricane Katrina and Hurricane Wilma in 2005, the insurance companies increased homeowners' premiums each year.

After Hurricane Irma made landfall, some insurance companies took too long to settle a lot of claims, delayed the claims process until or denied some claims.

Heredia said PICC works as fast as possible on behalf of their insured.

Heredia said some insurance companies won't cover damaged old drain pipes in homes that were built in the 1960s and 1970s and some limit coverage on water damages.

PICC can help their clients in that department as well.

PICC also represents commercial buildings.

Heredia said PICC helped a company recover millions of dollars worth of damages caused by Hurricane Irma.

Fenster, 44, said he founded PICC when he noticed insurance companies were taking advantage of homeowners.

He said a lot of people who filed their claims were not getting the full value of their claims.

"The homeowners were severely at a disadvantage," he said. "I thought it would be great to represent homeowners to make sure they get the right amounts on their claims.

For more information please visit their web-site www.piccfla.com or call 786-290-3663