Half Of Americans Feel More Comfortable Using AI In Their Finances Now, Compared To A Year Ago

Some 56% of people say they would use AI to recommend money moves to plan for retirement, provide tips to consolidate debt 58% and help with budgeting 54%.

Importantly, 62% of Americans value the human component of financial advice, especially for significant financial decisions like investing. Many Americans see AI as a powerful tool to complement human expertise in financial decision-making: 61% say they would use AI alongside human financial advisors to achieve better results.

AI at work

AI is becoming a regular part of the modern workplace, with 58% of Americans currently using AI tools in some capacity while on the job. Among these users, 60% rely on AI mainly for writing and other content-generation tasks. While AI adoption is growing, more than a third, 34% say they do not use AI at work. Others are uncertain about their company's policy on AI usage at the office, 38%.

AI is indispensable for some - 28% of Americans, including 29% of Millennials and 27% of Gen Z, can't imagine working without these tools. But there is hesitation around adoption: Only 15% of Americans have received AI-specific training at work and 14% avoid AI altogether due to fears it may one day replace their job.

Gen Z employees are leveraging AI to support their professional growth and workplace readiness: Over half of them, 52% use AI tools to build or edit their resumes, streamlining the job application process. Nearly half of Gen Zers, 47% use AI to prepare for important presentations, while 43% rely on it to practice for job interviews.

Methodology: The Empower "AI Advantage" study is based on online survey responses from 1,009 Americans ages 18+ fielded in December 2024.