Your Money Doesn't Go As far Now: With Inflation Upon Us This May Be An Option To Help
June 9, 2022
If you are Retired and are on a Fixed Income or just living Paycheck to Paycheck, there is an option to help you cover those Unexpected Expenses
Inflation keeps raising the Costs of Goods and Services we use every day, so the money you use doesn't cover all of your Expenses. If you are Retired and are on a Fixed Income or just living Paycheck to Paycheck, there is an option to help you cover that Unexpected Expense, buy now and pay later. Yes it is Credit, but it's more flexible than in the past. You can get your Car fixed today or get new Prescription Glasses and spread out payments over months or even up to a year.
Once mostly found On-Line for Luxury Goods, Designer Clothes or Furniture, Modern Technology means Buy Now, Pay Later (BNPL) can be offered by Dentists, Car Repair Shops, Opticians and many other Providers of Everyday Necessities Services. You don’t have to pay the entire bill, but can pay in manageable installments—often without any Interest. That’s because of the increasing popularity of the Buy Now, Pay Later (BNPL) System.
How To Get It
All you need to apply is a Driver’s License, E-mail address and Telephone Number. After a 30-Second Application Process, 90% of customers are approved for Payment Plans for purchases up to $10,000 with Rates comparable to those of Traditional Credit Cards.
How It Works
A reliable, secure and trusted Technology Company called Sunbit Partners with Retailers and Service Providers In-Store and On-Line at 11,000 Locations throughout the United States, including 1 in 3 Auto Dealership Service Centers. The Service Provider gets paid immediately after a Small Processing Fee.
In today’s Uncertain Economy, it gives Consumers the flexibility needed to get what they need—whether it be Car Repairs or Dental Treatments when they need it.
What You Should Know
Here are some common questions and answers about the System from Personal Finance Expert Laura Adams, Host of the Top-Rated Money Girl Podcast:
Q. How is this different from other On-Line Payment Systems?
A. Sunbit is the only Provider I’ve seen that really works In-Store. Not only is it fast and easy—you will see all of the costs upfront without Hidden Fees but it also has the highest approval rates, about 9 out of 10, so it can be used by nearly everyone.
Q. How do I apply for a Payment Plan to make a purchase?
A. You can apply through a Participating Merchant https://sunbit.com/shop-directory/ It takes less than a minute and you can do it In-Store, with an E-Mail Link from the Service Provider, or while shopping On-Line.
Q. Is the application Reported to the Credit Bureaus?
A. Yes, as with any kind of Credit, Buy Now, Pay Later Companies Report your Payments to Consumer Reporting Agencies.
Q. Do I have to Pay anything up front?
A. Yes, you make a Down Payment when you finalize your purchase. This Down Payment is deducted from your total Costs.
Q. How do I pay?
A. Your Payments are Automatically Debited or Withdrawn on the due date you’re assigned when completing your Purchase and Processed with the Debit Card you used for your Down Payment or with the Account and Routing Number you provided. There’s no Fee for Early or Additional Payments.
Q. Is there a Credit Check?
A. When applying, they perform a Soft Credit Check, which helps them determine if you are Eligible. A Soft Credit Check does not impact your Credit Score. Your Credit Score may be affected when accepting a Loan to complete a Purchase or opening an Account.
For further facts about this new type of Service and to Locate a Participating Company Nearby, Visit: sunbit.com/shop-directory/ Or for assistance, Call: (855) 678-6248.
Inflation doesn't seem to be going away any time soon, so this may be an option to cover those Emergency Expenses until the Current Economic Situation changes.