Medicare Advantage Open Enrollment Period Has Arrived! Stay Informed and Update Your Plan With The Hallandale Medical Center
March 2, 2023
The Medicare Advantage Open Enrollment Period (OEP) is officially in session. From January 1st to March 31st all Americans enrolled in Medicare Advantage (MA) will have the option to switch from their current plan to another MA plan, or to original Medicare. Unlike The Annual Enrollment Period (AEP) that takes place from October 15th to December 7th, the Open Enrollment Period (OEP) corresponds only to those already enrolled in MA. Additionally, recipients are able to make only one change to their plan during this period. Any change that is made during this time will be effective the first of the following month after you make this change. As part of the HG Doctors family, the team at Hallandale Medical Center knows how confusing it can be to make sense of all the Medicare plans available and encourages you to take this opportunity to learn about open enrollment, review your coverage plan, and ensure that you are optimizing your healthcare while also choosing options at a reasonable cost.
During the open enrollment period, MA recipients will have the opportunity to revisit their current plan and decide whether or not it is the right plan for them. As our healthcare needs change over time, the services needed to best care for ourselves, and our loved ones, may need to be revisited. Open enrollment is the time to start looking at what health plans are available, as well as the services, costs, and copays associated with these plans. For recipients interested in switching back to original Medicare, or “Straight Medicare,” plans tend to only cover medical expenses and typically do not entitle an insured to dental, eyeglass, hearing aids, or other benefits. If a “Straight Medicare” insured wants dental benefits, they would have to purchase a separate policy which then adds additional expense to the insured. Whereas, some Medicare Advantage plans not only include medical coverage, but also include dental coverage as well as other benefits as part of the package.
CarePlus Medicare Advantage plans, as an example, will include medical coverage, but may also include routine dental, vision, and hearing coverage as well as provide a monthly allowance for over-the-counter medicines. Another benefit to some of these Medicare Advantage plans is that they may offer $0 copays for primary care and specialist visits. Knowing which plan is best for you is important to ensure you have the proper coverages for your healthcare needs and at a price that is affordable. While some folks choose to stay with their current plan, there are those that may realize their current plan is not giving them the coverage they need at the price they can afford. Doing your due diligence during open enrollment is very important to ensuring you are maximizing your benefits and getting the most for your money.
Hallandale Medical Center accepts a wide range of plans including most major insurance plans. As Hallandale Medical Center offers geriatric medicine they work hard to try and contract with most Medicare Advantage plans, including CarePlus and Humana Medicare Advantage plans. Since Hallandale Medical Center offers primary care, behavioral health, podiatry, and dental services, they try to contract with insurers to allow their patients to utilize all the services under one roof. According to Randy Kirshbaum, Chief Operating Officer at Hallandale Medical Center, “we do our best to ensure that our patients can utilize all our services under the roof. For example, our CarePlus and Humana Medicare Advantage patients have access to medical, dental, and behavioral health services to ensure we are doing our best at providing a 360-degree approach to their healthcare.” This year, some CarePlus and Humana Medicare Advantage plans will offer a wide array of benefits including dental crowns, root canal, complete or partial dentures, as well as many other services all at a $0 copay to their insureds. While Hallandale Medical Center accepts Medicare Advantage Health Maintenance Organization (HMO) plans, they also accept Preferred Provider Organization (PPO) plans.
The Stellar team at Hallandale Medical Center prides itself on offering top tier medical services, many of which may be covered under your current or prospective MA plan. If you are in need of a crown, the dental team can surely assist you. Dental crowns are one of the most common procedures and are necessary to restore weakened, broken, or decayed teeth back to function. The process of getting a crown is relatively simple. Over the course of a few appointments your dentist will treat your tooth, reshape, and size it so it may be used as an anchor for the crown. After being fitted for the crown, you can expect it to arrive within a couple of weeks. You can request a crown evaluation through the website or you can call the clinic directly and speak to a team member.
Another common procedure the dentists at Hallandale Medical Center can assist you with is a root canal. Dentists perform over 15 million root canals a year for patients suffering from tooth sensitivity, sore or swollen gums, infections, and fractured or broken teeth. A root canal generally involves your dentist cleaning out the inside of your tooth and sealing it in a manner similar to getting a filling. The dental experts at Hallandale Medical Center are trained to offer these advanced procedures.
You can also come to rely on the dental experts at Hallandale Medical Center to provide you with the best dentures in South Florida. With over 60 percent of American adults missing one or more teeth, and 10 percent missing all of their teeth, dentures offer a wonderful solution to this issue. If you are one of the many folks who suffer from missing teeth, a fully customized partial or full denture can help restore tooth function and also create a beautiful natural-looking smile. For more information, you can schedule a consultation with one of Hallandale Medical Center's premier dentists. However, these are just a few of the dental services provided. At Hallandale Medical Center you can also come in for teeth whitening, dental cleaning, and Invisalign®.
While Medicare Advantage plans continue to grow in popularity it is important to do your research to find the plan that fits your needs and budget, for you and your family. To better serve our patients, and assist them in maneuvering the Medicare landscape, Hallandale Medical Center helps patients get in contact with licensed insurance agents who can answer any questions they may have regarding the different plans available to them.
We hope this information helps you make the right choices during the Medicare Open Enrollment period. For additional information on Medicare, or Medicare Advantage plans, you can call: 1-800-Medicare, or visit Hallandale Medical Center where we will help you get in touch with a licensed insurance agent.
To learn more about Hallandale Medical Center, or its other centers Delray Medical & Dental, and Coral Springs Medical & Dental, you can visit their website at: https://hgdoctors.com give them a call at: 954-DOCTORS (954-362-8677) extension 106, or stop by their offices for a tour.